Landlords with government-backed mortgages or who receive certain government subsidies also cannot evict renters for nonpayment of rent through July 25, 2020, and cannot charge penalties or fees for nonpayment during that time frame.
While these provisions don’t cover everyone, many states have gone further to pause evictions and foreclosures. And, as a practical matter, the temporary closure of courts in many areas means that these actions can’t go forward anyway, even if landlords or lenders are allowed to pursue them.
4. Suspend the collection of rent
Finally, just over 82% of Americans believe putting a moratorium on the collection of rent would be a highly effective way to prevent economic turmoil caused by the coronavirus pandemic.
Unfortunately, this one is a little more complicated because landlords generally rely on rental income to pay their own mortgages. The government hasn’t suspended the collection of rent and isn’t likely to in the future.
And although many renters are temporarily protected from eviction for nonpayment, this moratorium won’t last forever, and they could end up owing a substantial amount of back rent if they don’t pay. For that reason, paying your landlord as much as possible is a good idea even if you’re experiencing temporary financial struggles. And if you can’t pay, reach out and try to work out a payment plan so you don’t have to worry about your landlord pursuing eviction when the CARES Act protections come to an end.